Financial highlights, results announcements, regulatory disclosures and governance documents for China Everbright Bank (Europe) S.A. and its listed parent, in one place.
China Everbright Bank (Europe) S.A. is a wholly owned subsidiary and has no listed equity of
its own. Its senior and subordinated notes are issued under an EMTN programme approved by
the CSSF and admitted to trading on the Luxembourg Stock Exchange.
Share graph — 24 months
EUR equivalent
Indicative series shown for illustration of the disclosure format. Quoted prices, dividend
history and index membership are published by the relevant exchanges and prevail over any
figure shown here.
Interim figures are unaudited. Capital, leverage and liquidity ratios are reported on a solo
basis under CRR III and the Luxembourg implementation of CRD VI. Segment shares are based on
operating income before the allocation of central functions. Charts present an illustrative
series for this demonstration site; the audited financial statements filed with the CSSF and
the Registre de Commerce et des Sociétés prevail.
Selected financial highlights of China Everbright Bank (Europe) S.A. in millions of euro unless stated otherwise
EUR million, unless stated
H1 2026
FY 2025
FY 2024
FY 2023
Total assets
4,182
3,940
3,615
3,288
Loans & advances to customers
2,046
1,918
1,742
1,566
Customer deposits
2,911
2,760
2,534
2,301
Operating income
61.4
112.8
101.3
92.7
Profit before tax
24.9
45.1
39.4
34.8
Profit for the period
18.7
33.6
29.2
25.6
CET1 capital ratio (%)
16.8
16.4
15.9
15.2
Liquidity coverage ratio (%)
184
176
171
168
Non-performing loan ratio (%)
0.71
0.78
0.84
0.91
Cost-to-income ratio (%)
41.2
42.6
44.1
46.3
Interim figures are unaudited. Capital and liquidity ratios are reported on a solo basis
under CRR III and the Luxembourg implementation of CRD VI. Illustrative presentation —
the audited financial statements filed with the CSSF and the RCS prevail.
Announcements are published simultaneously in English and, where required, in French. Holders of
notes issued under the EMTN programme also receive notices through the clearing systems and the
Luxembourg Stock Exchange website.
Corporate Governance
Governance Principles & Board Documents
Governance arrangements follow the CSSF circulars on internal governance for credit
institutions, the EBA guidelines on internal governance, and the group standards of China
Everbright Bank Co., Ltd.
Publication of the 2026 Annual Report and Pillar 3 disclosures
11 May 2027
Annual general meeting of shareholders, Luxembourg
26 Aug 2027
2027 interim results announcement
Quarterly
Pillar 3 own funds, leverage and liquidity disclosures
Investor Enquiry
Talk to Investor Relations
Institutional investors, debt analysts and rating agencies can reach the Investor Relations
team directly. Media enquiries are handled by Corporate Communications.
Important: the financial figures, share data and calendar dates on this page are
presented to illustrate the structure of our investor disclosures. They do not constitute
published financial statements, an offer of securities, or investment advice. Audited statements
filed with the CSSF and the Registre de Commerce et des Sociétés, and announcements released
through the relevant exchanges, are the only authoritative sources.
Image credits & licences →
