CSSF Supervised Entity Registered in the Grand Duchy of Luxembourg (B213668)
Premier Sino-European Financial Gateway

China Everbright Bank (Europe) S.A.

Empowering Global Enterprise Across Europe & Asia

Established in Luxembourg in 2017 and licensed by the CSSF, we are the Luxembourg bank of the Everbright group — known across the market as China Everbright Bank Europe, or simply Everbright Bank Europe — connecting European corporates with Asia's deepest liquidity pools through cross-border lending, debt underwriting, structured trade finance and bilateral renminbi clearing.

CSSF Licensed Bank
FGDL Protected
CIPS & SWIFT Direct Participant
Interbank Market Indicative Rates
Real-time reference for cross-border treasury desks
EUR / CNY 7.7820 +0.14%
USD / CNY 7.1435 +0.05%
EUR / USD 1.0894 -0.08%
GBP / CNY 9.2180 +0.22%
Open the International Bank Debt Calculator →
104.7M
Total Assets, Audited
At 31 December 2025 · RCS Luxembourg B 213668
Top 30
Global Bank Parent Institution
China Everbright Group tier-1 ranking
100%
EU Regulatory Alignment
Supervised by CSSF in Luxembourg
5+
European Key Corridors
Luxembourg, Germany, Italy, France, UK
About Us

A Luxembourg credit institution on Everbright foundations

Incorporated in the Grand Duchy of Luxembourg and authorised by the CSSF as a credit institution, China Everbright Bank (Europe) S.A. is the continental European house of the Everbright group: a European balance sheet, under European supervision, with European documentation — wired directly into one of Asia's largest banking networks.

The mandate is narrow by design. We finance the corridor between Europe and Greater China, and little else: cross-border credit for corporates at both ends of it, primary debt issuance out of Luxembourg, documentary instruments that hold up in either jurisdiction, and renminbi settlement through direct CIPS participation. Every exposure is booked in Luxembourg, reported under EU rules, and owned by one named relationship team from first call to final maturity.

Competent authority
CSSF, Luxembourg
Companies register
RCS B213668
SWIFT / BIC
EVERLULX
Head office
10, Av. Emile Reuter
A square-rigged sailing ship under full sail on open water
The Power to Transform
Motto of the Everbright group
Our Advantages

What a European bank with Asian roots does differently

Resources in China

The group's networks across Mainland China give our Luxembourg desks reach into counterparties, correspondent banks and onshore liquidity that a European balance sheet cannot assemble on its own.

Internationalised team

Senior bankers who have run credit, syndicate and treasury books inside European markets, working in English, Mandarin, German, Italian and French from a single Luxembourg floor.

Cross-border by routine

Multi-jurisdictional lending, counter-guaranteed re-issuance and same-day renminbi settlement are daily execution here, not an exception handled by an offshore desk.

Industry and finance together

We read the sector before the balance sheet — energy transition, infrastructure, advanced manufacturing, healthcare and aviation — and structure tenor around it.

Our Group

Where the Bank sits in the Everbright structure

The Bank is a Luxembourg company, established here in 2017, with its own CSSF banking licence and its own balance sheet. Above it sits the Everbright group of China, whose listed arms span commercial banking, securities and cross-border asset management: our shareholder structure, not the operator of this bank.

Ultimate parent

China Everbright Group

The company at the top of the Bank’s ownership chain: a Chinese financial holding group, state-owned, with interests across banking, securities, insurance, trust and asset management. It holds no Luxembourg licence and does not operate this bank.

Parent bank

China Everbright Bank Co., Ltd.

National joint-stock commercial bank founded in 1992, headquartered in Beijing and dual listed in Shanghai and Hong Kong. Provides our counter-guarantee and correspondent reach.

601818.SS6818.HK
Group affiliate

Everbright Securities

The group's securities and investment banking arm, active in underwriting, brokerage and research across Chinese capital markets.

601788.SS6178.HK
Group affiliate

China Everbright Limited

Hong Kong-listed cross-border asset manager and private equity investor, and the group's long-standing bridge between Chinese and international capital.

165.HK

Group and affiliate companies are separate legal entities. Their assets, results and obligations are their own and are not those of the Luxembourg bank, whose own regulatory disclosures are published under Investor Relations and Compliance & ESG.

Institutional Capabilities

Comprehensive Financial Solutions for International Corporates

We combine European market acumen with the global network of our parent bank to support multinational enterprises, financial institutions, and sovereign entities.

Corporate & Syndicated Lending

Structured term financing, working capital revolvers, and lead underwriting for large-scale European infrastructure, manufacturing, and technology investments.

  • Multicurrency Bilateral Loans
  • Syndication Mandates & Participation
  • Green & ESG Sustainable Credit
Explore Lending Products →

Bond Issuance & Debt Capital Markets

Lead underwriting for Green Eurobonds listed on LuxSE, Dim Sum offshore RMB notes, Panda bonds, and digital QR ISIN verification panel.

  • Interactive International Bank Debt Calculator
  • Bond Panel Manager & Dynamic QR Code
  • Luxembourg Green Exchange (LGX) Listings
Launch International Bank Debt Calculator & Verifier →

Global Trade Finance

Mitigate counterparty risk and accelerate cross-border supply chains with international documentary letters of credit, standby guarantees, and supply chain liquidity.

  • Import & Export Letters of Credit
  • Bank Guarantees & SBLCs (URDG 758 / ISP98)
  • Bond Issuance Calculator
  • CIPS Direct Participant Clearing
Price a Bank Guarantee →

Custody & Depositary Services

Luxembourg-domiciled UCITS and AIF depositary oversight, global multi-asset custody, and cross-border institutional asset allocation platforms.

  • Luxembourg Fund Depositary Bank
  • Global Asset Safekeeping & Settlement
  • Cross-Border Private Capital Vehicles
Explore Wealth & Custody →
Strategic Gateway

Bridging Two of the World's Leading Economic Powerhouses

With headquarters situated in Luxembourg—Europe's premier investment hub—and supported by the extensive branch infrastructure of China Everbright Bank across China, we deliver frictionless bilateral financial execution.

Cross-Border RMB Pioneer
Direct access to CIPS clearing for swift, cost-efficient renminbi transaction settlements.
Sino-European M&A Support
Advisory, escrow accounts, and acquisition financing for cross-border transactions.
Belt & Road Connectivity
Strategic financing partner for green transport, logistics, and renewable energy corridors.
Multilingual Coverage
Fluent senior banking specialists in English, Mandarin, Italian, French, and German.
Our European Strategic Hubs

Delivering integrated coverage to corporates operating across key European jurisdictions:

  • Luxembourg Head Office
    Full Banking License, Corporate & Treasury Hub
    HQ
  • Germany & DACH Desk
    Industrial Equipment & Automotive Finance
    Frankfurt
  • Italy & Southern Europe Desk
    Manufacturing, Luxury & Bilateral Trade
    Milan / Rome
  • France & Benelux Desk
    Aerospace, Energy Transition & Infrastructure
    Paris
Digital Treasury Toolkit

Price Your Transaction Before You Call Us

Three interactive pricing engines let corporate treasurers and institutional issuers model the cost of a transaction in advance — from a bank guarantee to a benchmark international bank debt issue — and a public verification service confirms that any bond we have issued is genuine.

No login required

Bond Verification

Confirm that a bond or guarantee certificate issued by China Everbright Bank (Europe) S.A. is genuine. Enter the reference printed on the certificate, or scan its QR code, and the live registry returns the issuer, series, denomination and current status.

  • Instant check against the official registry
  • Reference number or QR code — ISIN optional
  • Open to any holder or beneficiary
Verify a bond certificate →
Most used

Bond Issuance Calculator

Choose the instrument you need — advance payment guarantee, performance bond, bid bond, retention, standby LC and more — enter the value to be guaranteed, and receive the risk commission, issuance fees, collateral requirement, and all-in cost over the validity period.

  • 10 issuable instruments under URDG 758 & ISP98
  • Pricing by rating, jurisdiction and cash cover
  • Quarterly commission billing schedule
Open the Bond Issuance Calculator →

International Bank Debt Calculator

Model a benchmark issue across currencies and structures — Green Eurobond, Dim Sum, Panda, sustainability-linked — with coupon, yield to maturity, duration, net proceeds and full cash-flow schedule.

  • Benchmark curves in EUR, CNY, USD, GBP, CHF
  • ESG greenium modelling (−15 bps)
  • ISIN panel & QR certificate verifier
Open the International Bank Debt Calculator →

Cross-Border FX Converter

Convert indicative interbank valuations for cross-border trade contracts and intragroup settlement, including offshore renminbi through our CIPS direct participant access.

  • Indicative interbank mid rates
  • EUR, CNH, USD, GBP, CHF
  • Same-day RMB settlement capability
Jump to the converter →
Live Tool

Indicative Cross-Border Currency Converter

Calculate indicative exchange valuations for cross-border corporate trade contracts.

Indicative Converted Amount
778,200.00 CNY
1 EUR = 7.7820 CNY (Indicative Interbank) Need a bond priced instead? Open the Bond Issuance Calculator.
Track Record

Selected Mandates & Recent Transactions

A representative selection of arrangements executed by our Luxembourg desks across debt capital markets, structured lending, and trade finance.

EUR 500m
Joint Lead Manager & Bookrunner

3.250% Green Eurobond due 2029

Inaugural green benchmark for a European renewable energy platform, listed on the Luxembourg Green Exchange.

DCMLuxSE / LGX2026
CNH 2.5bn
Sole Arranger

Dim Sum Offshore RMB Notes due 2027

Offshore renminbi funding for the European treasury centre of a Chinese industrial group, settled through CIPS.

Offshore RMBTreasury2026
EUR 180m
Coordinator & Facility Agent

Syndicated Term & Revolving Facility

Cross-border acquisition financing for a DACH automotive supplier, with a sustainability-linked margin ratchet.

SyndicationM&A2025
EUR 95m
Guarantor Bank

Advance Payment & Performance Guarantee Programme

Umbrella guarantee facility supporting an Italian plant engineering group tendering across Asia and the Gulf.

URDG 758Trade Finance2025
Audited Results

Everbright Bank Europe: Five Years of Audited Results

Every figure below is taken from the annual accounts of China Everbright Bank (Europe) S.A. filed with the Luxembourg Registre de Commerce et des Sociétés and audited by the Bank’s réviseur d’entreprises agréé. The financial years 2021 to 2025 are presented in full — in charts and in figures — on the entity page, and each set of accounts can be downloaded in the form in which it was filed.

104.7M
Total assets at 31 December 2025
Audited annual accounts · RCS B 213668
1.77M
Profit for the financial year 2025
After tax · up from €1.16 million in 2024
22.4M
Shareholders’ equity
21.4% of total assets · €20 million subscribed capital
50M
Annual allocation to the technical reserve
Provided each year by the sole shareholder for bonds and guarantees
200M
Guarantees issued at 31 December 2025
Off-balance sheet · counter-guaranteed in full by China Everbright Bank Co., Ltd.
Working With Us

From First Contact to Executed Facility

A single relationship team in Luxembourg coordinates credit, compliance, and operations, so corporate clients deal with one point of contact throughout.

  1. 01

    Indicative Terms

    Calculate your instrument with our tools or share your requirement. We revert with indicative pricing, typically within two business days.

  2. 02

    Onboarding & KYC

    Corporate documentation, beneficial ownership, and sanctions screening are completed under Luxembourg AML and 6AMLD requirements.

  3. 03

    Credit Approval

    Our credit committee reviews the exposure, collateral structure, and counter-guarantee arrangements, and issues a firm commitment.

  4. 04

    Issuance & Servicing

    Instruments are issued by SWIFT and administered through the client portal, with amendments, extensions, and claims handled by a named officer.

Newsroom

European Economic Policy

How monetary, fiscal, trade and energy policy in the European Union is shaping funding conditions for the corporates and financial institutions we serve.

About this newsroom. These items are editorial commentary prepared by our own research and markets teams for this website. Nothing here is investment, legal or tax advice. Primary sources are named for reference only; consult the issuing institution for authoritative text. Photography is licensed from Wikimedia Commons — Image credits & licences →

Our Publications

Product Insights & Regulatory Notices

All Regulatory Notices
Trade Finance

URDG 758 guarantee wording: what changes for European exporters in 2026

Our guarantees desk reviews how beneficiary-imposed wording and extend-or-pay clauses affect pricing and capital treatment.

Read the instrument guide →
Debt Capital Markets

Greenium compression on LuxSE-listed sustainable benchmarks

Where the pricing advantage for EU Taxonomy-aligned issuance now sits, and how issuers can model it before launch.

Model an issue →
Cross-Border RMB

CIPS direct participation: settlement cut-offs and cost savings

Same-day renminbi settlement between European and Chinese entities, and the operational set-up it requires.

See clearing capability →
Client Questions

Frequently Asked Questions

The questions our corporate desks are asked most often. For anything specific to your mandate, our Luxembourg team responds within one business day.

Contact a Specialist
What is the official website of China Everbright Bank Europe?
www.cebbank.eu is the official website of China Everbright Bank (Europe) S.A., also written China Everbright Bank Europe, and the canonical address of the site is https://www.cebbank.eu/. It is published by the bank itself — a Luxembourg credit institution registered under RCS Luxembourg B213668 and supervised by the CSSF. Official e-mail addresses end in @cebbank.eu and the SWIFT/BIC code is EVERLULX. cebbank.com is the separate website of the parent bank, China Everbright Bank Co., Ltd., in the People’s Republic of China. No other website, domain, mobile application or social-media account is operated by or on behalf of the bank. Verify the official website → Entity profile →
Which bank guarantees can you issue, and under which rules?
We issue advance payment guarantees, performance bonds, bid and tender bonds, retention money and warranty guarantees, financial and payment guarantees, standby letters of credit, customs and VAT guarantees, rental and lease guarantees, and shipping letters of indemnity — under ICC URDG 758 or ISP98, and under national law where an authority requires it. Price your guarantee →
How is the cost of a guarantee calculated?
Cost is built from a risk commission expressed as a percentage per annum of the guaranteed value, plus a one-off issuance fee, SWIFT transmission, and — where applicable — correspondent re-issuance and bespoke wording review. The commission depends on the instrument type, validity, your internal rating, the beneficiary's jurisdiction, and any cash cover or counter-guarantee provided.
Can a guarantee be issued in favour of a beneficiary outside Europe?
Yes. We issue directly from Luxembourg where the beneficiary accepts a European bank, and otherwise re-issue through a local correspondent under our counter-guarantee. Instruments in favour of Chinese beneficiaries can be supported by a counter-guarantee from China Everbright Bank's head office network.
What is the minimum size for a bond mandate?
Public benchmark transactions typically start at EUR 250 million, while private placements and offshore renminbi notes are arranged from the equivalent of EUR 25 million. The International Bank Debt Calculator lets you model any size before engaging our syndicate desk.
Are deposits with the bank protected?
As a Luxembourg credit institution we are a member of the Fonds de Garantie des Dépôts Luxembourg (FGDL), which protects eligible deposits up to EUR 100,000 per depositor, and of the Système d'indemnisation des investisseurs Luxembourg (SIIL) for eligible investment claims.
How do existing clients access their facilities online?
Through the Client Portal, using your customer entity ID, operator credentials, and a dynamic OTP token or LuxTrust certificate. Guarantee texts, outstanding bond positions, and account reporting are available in the corporate e-banking module. Go to the Client Portal →
Speak to Luxembourg

Discuss your cross-border mandate with our corporate desk

Our relationship managers cover Luxembourg, the DACH region, Italy, France, and Benelux — in English, Mandarin, German, Italian, and French.

Request a Consultation Client Portal Login
Tel: +352 27 00 28 00 SWIFT: EVERLULX
CSSF Regulated Credit Institution
Supervised under Luxembourg Banking Act & EU Capital Requirements
FGDL & SIIL Member
Fonds de Garantie des Dépôts Luxembourg protection scheme
AML / KYC Compliance Standards
Strict adherence to European 6AMLD & international FATF guidelines